This course will introduce the learner to Regulation O by explaining its purpose: to limit the amount of credit that a lending institution may extend to its insiders. The course will also familiarize the learner with the concept of insiders and how and why restrictions exist in regard to their role at the institution. After completing this course, the learner will understand:
Seat Time: 0.25hrs - Desc:
This course will describe Regulation YY, which implements the Enhanced Prudential Standards and early remediation requirements mandated by Section 165 of the Dodd-Frank Act. This course will further explore the final enhanced prudential rule, capital requirements, and stress testing requirements. Upon completion of this course, the learner will understand:
Seat Time: 0.5hrs - Desc:
This course will introduce the learner to Regulation S, which implements the Right to Financial Privacy Act (RFPA). The learner will be instructed on how the RFPA protects customers' financial privacy. After completing this program, the learner will understand:
Seat Time: 0.25hrs - Desc:
This course will introduce the learner to Regulation T, which implements the Securities Exchange Act. The course will introduce the learner to the purpose of Regulation T as well to restrictions on extending credit. After completing this program, the learner will understand:
Seat Time: 0.25hrs - Desc:
This course will introduce the learner to Regulation U, which deals with extending margin stock. The course will also discuss for the learner what qualifies as "margin stock" and "indirectly securing credit." After completing the program, the learner will understand:
Seat Time: 0.25hrs - Desc:
This course will introduce the learner to Regulation X's relationship to Regulation T and Regulation U. The course will also discuss when Regulation X is applicable to purchasing securities credit and when a borrower is subject to Regulation X. After completing this program, the learner will understand:
This course will introduce the learner to Regulation P, which distinguishes between nonpublic and public information. The learner will also be provided with an overview of required privacy notices, including the required content of privacy notices. After completing this program, the learner will understand:
This course will introduce the learner to Regulation CC and its relationship to the Expedited Funds Availability Act. The learner will be provided with an overview of the timeframes established by Regulation CC that define a business day. After completing this program, the learner will understand: