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Seat Time: 0.75hrs - Desc:

This course will introduce the learner to the Community Reinvestment Act (CRA) by detailing the requirements of the Act. The learner will also understand the requirements of Regulation G and the necessity of record retention and performance tests. After completing this program, the learner will be able to:

  • Understand the record-retention requirements and performance tests that institutions must undergo.
  • Describe the Act’s purpose, disclosures, and the necessity of compliance.
  • Understand the effect of the CRA record on applications.
Seat Time: 0.25hrs - Desc:

This course will emphasize the importance of regulations passed by the Consumer Financial Protection Bureau (CFPB) by providing the learner with details on the implementation of new rules. Additionally, the learner will be able to prepare his/her institution for CFPB rule compliance. Upon completion of this course, the learner will understand:

  • The Ability to Pay/Qualified Mortgage Rule
  • The ECOA Valuations Rule
  • The TILA Higher-Price Mortgage Loan Appraisal and Escrow Rules
  • The HOEPA Rule and Loan Origination Compensation

Seat Time: 1hrs - Desc:

This course will introduce the learner to the CAN-SPAM Act of 2003, and the regulations and options surrounding consumer email. The learner will begin to understand the examination process surrounding financial institutions and their compliance with federal laws. After completing this program, the learner will be able to:

  • Distinguish between an unsolicited advertisement and an established business relationship.
  • Understand the purpose and use of the Do-Not-Call-Registry.
  • Adhere to the goals of the CAN-SPAM Act.

Seat Time: 0.25hrs - Desc:

This course will introduce the learner to the Children's Online Privacy Protection Act, whose primary goal is to place parents in control over what information is collected from their children online. The learner will be able to apply knowledge of the law to commercial websites and online services directed to children under the age of 13. After completing this program, the learner will be able to understand:

  • The roles and responsibilities of operators of aforementioned websites.
  • Exceptions allowing operators to collect a child's email address without obtaining parent consent in advance.
  • Privacy notices subject to the requirements of COPPA.
Seat Time: 1.25hrs - Desc:

This course will familiarize the learner with Check Clearing for the 21st Century Act and the process of check truncation. The learner will be able to recognize substitute checks and understand the legalities surrounding them. After completing this program, the learner will be able to:

  • Differentiate between warranties and indemnities required under Check 21.
  • Make and submit claims for recredits which consumers may ask for under certain conditions.
  • Communicate with customers about Check 21.

Seat Time: 2.5hrs - Desc:

This course will teach the learner about credit risk management. The course will provide enhanced discussions pertaining to micro and macro lending, the credit cycle, and the general term of "credit." After completing this program, the learner will be able to:

  • Understand credit scores, bureaus, and reports, and how to use them in lending decisions.
  • Examine how lenders diversify their portfolios and control risk.
  • Describe how to establish the 5 C's of Credit, and detail each phase in the credit cycle.
Category: Canada

Seat Time: 1.75hrs - Desc:

This course will ensure that the learner understands the reporting procedures required by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), provide the learner with a clear understanding of the duties and obligations of FINTRAC, and demonstrate specific requirements for reporting various types of transactions to FINTRAC. Upon successful completion of this course, the learner will:

  • Have an advanced understanding of FINTRAC.
  • Become familiar with the necessary documents for reporting to FINTRAC.
  • Have knowledge regarding information that must be disclosed to FINTRAC.
Category: Canada

Seat Time: 3hrs - Desc:

This course will ensure that the learner understands the role that financial institutions play in the prevention of money laundering, and will provide an in-depth and comprehensive overview demonstrating the different requirements and precautions that must be taken in order for Canadian financial institutions to be in compliance with all AML regulations. Upon successful completion of this course, the learner will:

  • Understand the importance of every individual employed at the financial institution regarding the prevention of money laundering.
  • Understand the importance of compliance training within financial institutions.
  • Be able to identify high-risk activities that financial institutions might engage in that can cause them to be more susceptible to money laundering.