T1. HMDA: This topic will discuss the regulations surrounding the Home Mortgage Disclosure Act, its purpose in information reporting, and the types of applications covered by HMDA.
T2. Reporting Requirements: This topic will provide an overview of HMDA reporting, application, and applicant requirements concerning data about applications, applicants, and properties.
T3. Reporting Information: This topic will discuss applicants and borrowers who apply for an HMDA-covered loan, and the requirements surrounding reporting information about ethnicity and race.
T4. Rate Spread: This topic will discuss the reporting rate spread and will educate the learner on calculating rate spread using the Federal Institutions Examination Council calculator.