Seat Time: 0.25hrs - Desc:

This course will introduce the learner to Regulation II and the Dodd-Frank Wall Street Reform and Consumer Protection Act. The learner will be provided with an overview of the standards implemented by the Regulation and the definition of terms like "basis point." After completing this program, the learner will understand:

• Details of debit card interchange fees, including exemptions.
• Definition of a "basis point."
• Prohibitions on circumvention, evasion, and net compensation.

This course will introduce the learner to the pervasive and serious issue of elder financial abuse. The course will help to familiarize the learner with the various financial frauds and scams that are most commonly perpetrated on elders. After completing this course, the learner will understand:

• Why elder financial abuse is such a serious issue.
• Who most commonly perpetrates elder financial abuse.
• How to identify the various red flags of financial abuse and how to properly report them.

Seat Time: 1hrs - Desc:

This course will introduce the learner to the details of the Real Estate Settlement Procedures Act (RESPA). The learner will be provided with an overview of the important aspects of RESPA, such as the Act's disclosures and penalties for non-compliance. After completing this program, the learner will understand:

• Refinancing under RESPA.
• Definition of types of refinancing requirements of RESPA, such as the Good Faith Estimate (GFE)
• Necessary items on annual reports

This course provides information about Regulation W, Transactions between Banks and Their Affiliates. This course will describe the provisions of sections 23A and 23B as well as the attribution rule and collateral requirements. Upon completion of this course, the learner will be able to:

• Understand the terms and guidelines for financial transactions between banks and affiliates.
• Abide by designated quantitate limits and collateral requirements.
• Help protect the bank from the misuse of its resources and potential losses.

This course will introduce the learner to Regulation D and the ways in which it administers the Truth in Savings Act. The course will discuss how Regulation D expects institutions to accurately and uniformly disclose the terms for deposit products and advertise these products honestly. After completing this program, the learner will understand:

• The purpose and importance of accurate disclosures.
• Which disclosures are specifically required under the Truth in Savings Act.
• The definition of terms such as the "Annual Percentage Yield" and "interest rate."

Seat Time: 2.5hrs - Desc:

This course will teach the learner about credit risk management. The course will provide enhanced discussions pertaining to micro and macro lending, the credit cycle, and the general term of "credit." After completing this program, the learner will be able to:

• Understand credit scores, bureaus, and reports, and how to use them in lending decisions.
• Examine how lenders diversify their portfolios and control risk.
• Describe how to establish the 5 C's of Credit, and detail each phase in the credit cycle.

Seat Time: 2hrs - Desc:

This course will provide a comprehensive overview of individual mortgage loan fraud schemes. The learner will be exposed to identity theft, equity skimming, property flipping, silent seconds, and more. After completing this course, the learner will be able to:

• Identify and differentiate between various types of mortgage loan fraud schemes.
• Implement procedures and policies for preventing, detecting, and reporting mortgage loan fraud schemes.
• Understand the role of various regulatory agencies in preventing mortgage loan fraud schemes.

Seat Time: 1hrs - Desc:

This course will provide the learner with an introduction to and overview of the Sarbanes-Oxley Act of 2002 (SOX). The course will detail the history and purpose of the Act and will also provide insight into the types of publically held companies that SOX covers. After completing this course, the learner will understand:

• Requirements imposed by SOX that must be met by the organization.
• The specific responsibilities of independent auditors in making reports.
• How the additional sections of SOX affect the organization.