T1. RESPA: This topic will define the intentions of the Real Estate Settlement Procedures Act, and will detail the various disclosures, requirements, and penalties therein.
T2. Exemptions and Refinancing: This topic will discuss refinancing and the transactions that are covered and exempt by RESPA.
T3. Required Disclosures: This topic will instruct the learner on the requirements of RESPA, and will describe key questions, define ôYield Spread Premiums,ö and detail costs and timeframe.
T4. RESPA Servicing Requriements: This topic will explore the servicing requirements set down by the Consumer Financial Protection Bureau (CFPB) and will discuss error resolution, information requests, force-placed insurance, and related policies and procedures.